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Dave

External


Since: Dec 05, 2007
Posts: 2



(Msg. 1) Posted: Wed Dec 05, 2007 6:53 am
Post subject: O/T Travel Insurance
Archived from groups: alt>travel>uk>air (more info?)
Sorry it doesn't involve air travel but not sure where to ask.

Do I need travel insurance on this occasion?
I am driving my own car to Western Europe from UK.

Medical is covered - reciprocal

Car is covered - Car Insurance & AA European Breakdown cover

Personal possessions are covered - contents insurance

Legal expenses involving car are covered - car insurance

Delays/cancellation - not a problem
Lost money - hardly worth having

What am I missing?

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lansbury

External


Since: Jul 24, 2003
Posts: 1248



(Msg. 2) Posted: Wed Dec 05, 2007 11:02 am
Post subject: Re: O/T Travel Insurance [Login to view extended thread Info.]
Archived from groups: per prev. post (more info?)
On Wed, 5 Dec 2007 10:48:13 -0000, "Dave" <Someone@somewhere> wrote:

>Sorry it doesn't involve air travel but not sure where to ask.
>
>Do I need travel insurance on this occasion?
>I am driving my own car to Western Europe from UK.
>
>Medical is covered - reciprocal
>
>Car is covered - Car Insurance & AA European Breakdown cover
>
>Personal possessions are covered - contents insurance
>
>Legal expenses involving car are covered - car insurance
>
>Delays/cancellation - not a problem
>Lost money - hardly worth having
>
>What am I missing?
>

The only thought crossing my mind is if the reciprocal medical coverage covers
the full amount of any serious medical problem, say resulting from an
accident. Or is it just very basic coverage.
--
Lansbury (Retired)
www.uk-air.net
FAQs for the alt.travel.uk.air newsgroup

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Dave

External


Since: Dec 05, 2007
Posts: 2



(Msg. 3) Posted: Wed Dec 05, 2007 2:58 pm
Post subject: Re: O/T Travel Insurance [Login to view extended thread Info.]
Archived from groups: per prev. post (more info?)
"Lansbury" <lansbury RemoveThis @spamcop.net> wrote in message
news:bctdl3hd4ml3st32qauqv86v641o9rgum3@4ax.com...
> On Wed, 5 Dec 2007 10:48:13 -0000, "Dave" <Someone@somewhere> wrote:
>
>>Sorry it doesn't involve air travel but not sure where to ask.
>>
>>Do I need travel insurance on this occasion?
>>I am driving my own car to Western Europe from UK.
>>
>>Medical is covered - reciprocal
>>
>>Car is covered - Car Insurance & AA European Breakdown cover
>>
>>Personal possessions are covered - contents insurance
>>
>>Legal expenses involving car are covered - car insurance
>>
>>Delays/cancellation - not a problem
>>Lost money - hardly worth having
>>
>>What am I missing?
>>
>
> The only thought crossing my mind is if the reciprocal medical coverage
> covers
> the full amount of any serious medical problem, say resulting from an
> accident. Or is it just very basic coverage.
> --
> Lansbury (Retired)
> www.uk-air.net
> FAQs for the alt.travel.uk.air newsgroup
>

After thinking about it a bit more, we thought what would happen if we were
involved in a serious accident and needed serious medical and help to get
home? So we have taken out travel insurance to be on the safe side.
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Cheeky

External


Since: Feb 08, 2006
Posts: 27



(Msg. 4) Posted: Wed Dec 05, 2007 2:58 pm
Post subject: Re: O/T Travel Insurance [Login to view extended thread Info.]
Archived from groups: per prev. post (more info?)
On Wed, 5 Dec 2007 10:48:13 -0000, "Dave" <Someone@somewhere> wrote:

>Sorry it doesn't involve air travel but not sure where to ask.
>
>Do I need travel insurance on this occasion?
>I am driving my own car to Western Europe from UK.
>
>Medical is covered - reciprocal
>
>Car is covered - Car Insurance & AA European Breakdown cover
>
>Personal possessions are covered - contents insurance
>
>Legal expenses involving car are covered - car insurance
>
>Delays/cancellation - not a problem
>Lost money - hardly worth having
>
>What am I missing?
>

Repatriation. Reciprocal medical treatment won't extend to shipping
you back to the UK if something bad happens. Air ambulances can be
very expensive! If you're only going for a few weeks Insure&Go or
Direct Travel Insurance will cover you for a few quid if you're a
"standard" customer.
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"tim

External


Since: Nov 09, 2007
Posts: 164



(Msg. 5) Posted: Wed Dec 05, 2007 4:58 pm
Post subject: Re: O/T Travel Insurance [Login to view extended thread Info.]
Archived from groups: per prev. post (more info?)
"Lansbury" <lansbury RemoveThis @spamcop.net> wrote in message
news:bctdl3hd4ml3st32qauqv86v641o9rgum3@4ax.com...
> On Wed, 5 Dec 2007 10:48:13 -0000, "Dave" <Someone@somewhere> wrote:
>
>>Sorry it doesn't involve air travel but not sure where to ask.
>>
>>Do I need travel insurance on this occasion?
>>I am driving my own car to Western Europe from UK.
>>
>>Medical is covered - reciprocal
>>
>>Car is covered - Car Insurance & AA European Breakdown cover
>>
>>Personal possessions are covered - contents insurance
>>
>>Legal expenses involving car are covered - car insurance
>>
>>Delays/cancellation - not a problem
>>Lost money - hardly worth having
>>
>>What am I missing?
>>
>
> The only thought crossing my mind is if the reciprocal medical coverage
> covers
> the full amount of any serious medical problem, say resulting from an
> accident. Or is it just very basic coverage.

NHS coverage theoretically doesn't even cover you for a traffic accident in
the UK, your insurance is expected to pay.

The HNS rarely try to collect, but can do so in theory.

tim
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asma611

External


Since: Apr 04, 2004
Posts: 281



(Msg. 6) Posted: Thu Dec 06, 2007 7:32 pm
Post subject: Re: O/T Travel Insurance [Login to view extended thread Info.]
Archived from groups: per prev. post (more info?)
On Wed, 5 Dec 2007 22:02:47 +0100, "tim \(not at home\)"
<tims_new_home.TakeThisOut@yahoo.co.uk> wrote:

>NHS coverage theoretically doesn't even cover you for a traffic accident in
>the UK, your insurance is expected to pay.
>
>The HNS rarely try to collect, but can do so in theory.

That may depend where your accident happens. I've heard of regions where it
occurs routinely (but don't ask me which - my contemporaries have travelled
far and wide and I can't remember which one(s) told me this).

DaveM
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