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On Feb 16, 10:22 am, tc1... RemoveThis @webtv.net wrote:

> Not for nothing.....I sent Chuck an e mail last month and did not hear
> from him.

Perhaps he's stuck in his $5,000 toilet?


--EE--
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DD--

You have absolutely put your finger on the secret to happiness and
financial success and/or runi------DEBT. Either the prescense or abscence
of. Either one can make a world of difference in your life, for the bad or
the good.

Tom
On Feb 16 2008 2:53 PM, DocDice wrote:

> On Feb 15, 5:35 pm, Andrew in Alabama <andre....TakeThisOut@yahoo.com> wrote:
> > Damb, DocDice <steve_johns....TakeThisOut@bellsouth.net>, do I have to 'splain
> > EVERYTHING to your dumn ass????
> >
> > >> Did ChuckK get caught in the sub prime mess? He would be so
> > >> embarrassed if that happened.
> >
> > >I suspect that anyone who gets caught in this mess would feel a bit
> > >more than embarassment.
> >
> > DD, you'd be amazed at some of the properties here in Alabama that are
> > being foreclosed on.  
> >
> > Mrs. Andrew is in the mortgage business, and has an associate who is
> > presently sitting on 4 or 5 properties, including spec houses and
> > vacation properties, ALL on adjustable-rate arms.  The arms are slowly
> > expiring, and these folks, who were considered wealthy just a year
> > ago, may have no choice but to let the banks foreclose, since they
> > can't be sold unless they take a huge financial loss.  
> >
> > I think we will be seeing lots more of this before this mess is over.
> >
> > For those of us with cash (or equity) and good credit, it is a great
> > buying/refinancing opportunity, but a lot of people who seemed like
> > geniuses not too long ago are going to find themselves out in the cold
> > sooner rather than later.
> >
> > Sorry to add to a Chuck K thread, but I find the whole issue at once
> > disturbing and fascinating (not unlike Chuck K himself.)
> >
> > --
> >
> > Andrew <-- Is it FEBROOARY yet?
> >
> > "Thank goodness KILLFILING
> > isn't part of the shunning rules. It's like watching a very fat guy in
> > a straitjacket bouncing off the walls of a padded cell.
> >
> >  - "BOB" on the great AVLV shun.
>
> Not only in Bama. Every state I have been to recently, I have heard
> variations of your post. I am seeing similar occurences in buisnesss.
> (people purchasing companies). So, we have the private sector
> trumatized with easy to come by debt, small buisnesses beginning to be
> traumatized. I will speculate that within two years things are going
> to get real dicey.
>
> DD

________________________________________________________________________ 
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"DocTCW" <doctcw.RemoveThis@aol.com> wrote in message
news:2ksk85xb4i.ln2@recgroups.com...
> DD--
>
> You have absolutely put your finger on the secret to happiness and
> financial success and/or runi------DEBT. Either the prescense or abscence
> of. Either one can make a world of difference in your life, for the bad or
> the good.

I don't have much pity for people who bought ARM's but I can understand how
it happened. When I bought this house last year, I talked with a mortgage
broker about getting a small (<$100K) mortgage, conventional, fixed rate.
All he needed was my SS number and he came back almost immediately with some
options. The first was that I could borrow $400K on an ARM 3.95% to start..
FOUR HUNDRED G'S!!!!! I looked at the guy like he had a third eye and asked
him if he didn't understand what I was looking for.

Then he went into his spiel.... all about how wouldn't we like to live in a
"nice" neighborhood and this was out chance to "step up" and the monthly
payments were going to be the same as a conventional... blah.... blah. It
was as relentless as a time-share pitch and I hit the door.

They make it sound very attractive and for young people with no assets, it
would seem like the answer to a prayer.

To me, financial happiness includes not living over your head.... and a soft
$$$ cushion for when things go to hell.

George L
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<smilewhenyousaythat.RemoveThis@gmail.com> wrote in message
news:5ef7f931-7fce-4c35-bc5e-8ea92bf6278e@o77g2000hsf.googlegroups.com...
On Feb 16, 9:17 pm, "DocTCW" <doc....RemoveThis@aol.com> wrote:
> You have absolutely put your finger on the secret to happiness and
> financial success and/or runi------DEBT. Either the prescense or abscence
> of. Either one can make a world of difference in your life, for the bad or
> the good.

>What good will it be for a man if he gains the whole world, yet
>forfeits his soul?

I got the world on a string, sitting on a rainbow... got the string around
my finger.


>For the wages of sin is death,

I hear that in Vegas, the wages of sin start around $200 an hour and goes
way up... especially if you are into kinky stuff like midgets or donkeys.

George L.
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> I hear that in Vegas, the wages of sin start around $200 an hour and goes
> way up... especially if you are into kinky stuff like midgets or donkeys.
>
> George L.

Alas, I've got a good source that says you can't get a donkey. Snakes?
Sure. But no donkeys.
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On Sat, 16 Feb 2008 12:06:47 -0600, Andrew In Alabama
<andrew26.TakeThisOut@yahoo.com> wrote:

>No she didn't. In fact, she turned down many many people because she
>knew they couldn't afford the home they wanted to buy, and those
>people promptly went elsewhere to get financing. Today, these are the
>foreclosures that you are reading so much about.


How people fell for those "3 year teaser rates" is beyond me. If
you're that stupid you don't deserve to get a mortgage.

FB
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George Leppla wrote:
>

>
> I hear that in Vegas, the wages of sin start around $200 an hour and
> goes way up... especially if you are into kinky stuff like midgets or
> donkeys.
>
> George L.

Times are tough nowadays. Midgets are well under $100/hr, now and
donkeys can be had for the price of a bucket of oats out in Red Rock
Canyon.

--
Nonny

Nonnymus
A penny saved is obviously a
government oversight.
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